A Rocky Start

So we are behind on 3 bills. Phone, electric and *gasp!* insurance. Yah, I know- not smart, but we're only a little behind on it...

Since the phone is the most overdue, it is getting paid 1st, $98. Ouch. Just waiting for my paypal deposit to clear the bank (it takes like 4 days, ugh) and we should be able to catch that bill up on Friday. We also need to come up with $135 for my sewing machine account, every week from now until Christmas, or that will not only be behind, but they will sock us with a year's worth of interest, compounded. I love my new machine, but come on!!! *sigh.*

That's where we're at for now. Exiting? Not really :( And we haven't even started a savings yet.